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Description
The US Retail Markets (USRM) Personal Lines (PL) Auto State indications team is looking for a Senior Actuarial Analyst / Actuary to join our team. In this highly impactful role, you will play a pivotal role in producing quarterly rate indications to support rate decisions. This is a unique opportunity to help drive enhancements and sophistication to our processes and methodology. This position will work in a collaborative environment with partners and stakeholders in Risk Analytics and State Management.
*This is a ranged posting for a Senior Actuarial Analyst or an Actuary. Level offered is based on candidate experience at manager discretion.**
This role may have in-office requirements depending on candidate location.
As an Actuary, you will:
Lead work on state indications that serve as a foundation for rate guidance, ensuring that our rate actions and underwriting levers improve each state’s profit position.
Play a pivotal role in shaping state indication strategy, leveraging a robust suite of actuarial methods.
Help identify and propose enhancements to our existing processes and methodologies to drive for operational excellence.
Be an influential partner with other Risk Analytics subject matter experts to ensure a comprehensive understanding of unique state features, and collaborate with Directors of State Operations to develop customized state levers.
Share your insights and recommendations which will greatly influence state-level decision-making and contribute to our goal of achieving top-quartile profitability.
Build trust, credibility, and strong relationships will enable you to influence decisions and execution beyond the Auto Analytics team.
Be a senior member of the team and also contribute to fostering an inclusive, equitable, and high-performing culture.
Coach and mentor junior team members, sharing your expertise and supporting their development.
In this role, you can expect to:
Deliver state level indications to internal stakeholders to drive actions and influence decisions to achieve top quartile profitability.
Build indications tools and processes to increase our organizational understanding of our methodology and inform state level profitability position.
Proactively identify opportunities, drive analysis, and make recommendations for appropriate strategies to develop, evaluate and enhance state level profitability.
Act as a trusted partner to State Management to help inform and influence state-specific strategy and tactics, including pricing and underwriting levers.
Collaborate with Country Wide (CW) Indications, CW State Analytics, Actuarial, Finance, Claims and Data Science to gain better understanding and assess and improve profitability with a state focus.
Support cross-team initiatives to enrich the deliverables with state-specific insights.
Building trust and credibility with teams beyond State Analytics to drive decisions and execution.
Support an inclusive, equitable and high performing culture.
Coach and mentor junior team members.
Ideal candidate will have:
Strong technical proficiency in Excel (e.g., pivot tables, advanced formulas, data modeling) and SQL , with demonstrated experience querying and manipulating large datasets.
Ability to design and build scalable, repeatable processes for data extraction, transformation, and reporting.
Excellent communication skills , both written and verbal, with the ability to translate technical or analytical findings into clear, actionable insights for non-technical audiences.
Strong stakeholder management skills, including the ability to gather and interpret stakeholder requirements, ask clarifying questions, and respond to follow-up questions with confidence and clarity.
Comfort working cross-functionally and managing multiple stakeholder relationships simultaneously.
Detail-oriented mindset with strong organizational and prioritization skills.
Qualifications
This is a ranged posting. Qualifications are as follows for each level of consideration:
Senior Actuarial Analyst
Proven math and analytical skills, as normally acquired through the pursuit of a Bachelor’s degree in Mathematics, Statistics, Economics, Actuarial Science, or related field.
Commitment to achieving Associateship or Fellowship in the Casualty Actuarial Society.
Passing grades on a minimum of 5 Casualty Actuarial Exams is required.
Minimum 3-5 years relevant experience required.
Prior experience and solid knowledge of actuarial techniques and standards, as well as other business operations including financial, underwriting, legal, statistics, claims, sales, etc.
Solid oral and written and presentation communication skills and ability to interact effectively within and outside the organization.
Solid interpersonal skills and the ability to work in a team environment as well as independently.
Ability to motivate and mentor peers and motivate and train subordinates.
Ability to exercise discretion, and apply independent judgment and well-developed critical thinking skills in execution of assignments and projects.
Ability to balance multiple projects with minimal direction.
Advanced computing skills (MS Office Excel, SAS, etc.); Ability to build models of moderate complexity.
Associateship or Fellowship in the Casualty Actuarial Society (ACAS/FCAS) designation preferred or comparable education/designation with relevant experience.
Minimum 5-7 years relevant experience required.
Sound knowledge of actuarial techniques and standards, as well as other business operations including financial, underwriting, legal, statistics, claims, sales, etc.
Advanced communication and interpersonal skills and ability to build relationships and interact effectively with others within and outside the organization.
Ability to motivate and mentor peers and motivate and train subordinates.
Advanced computing skills (MS Office Excel, SAS, etc.) with ability to build complex models.
About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.At Liberty Mutual , our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices