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Self-Employed
Mortgage banking analyst at Berkadia who evaluated 100+ real estate transactions for loan sizing.
IndiaSelf-Employed at Desire Holiday & Events
Managed monthly budgets across 15-20 active projects, performing budget vs. actual analysis. Oversaw vendor payments, advances, and reconciliations, maintaining accurate financial records.
BudgetingFinancial AnalysisVendor ManagementReconciliations
Analyzed 100+ multifamily and commercial real estate transactions, reviewing property financials, revenue, operating expenses, NOI, and cash flows to support mortgage underwriting and credit assessment. Performed loan sizing and credit analysis using LTV, DSCR, and Debt Yield.
Credit AnalysisMortgage UnderwritingLoan SizingLTVDSCRDebt Yield MetricsFinancial AnalysisExcelData ReconciliationFannie MaeFreddie Mac
Kept procurement and asset records accurate and audit-ready via SAP FI/MM invoice and capitalization processing. Supported liquidity and idle-cash management by executing and monitoring mutual fund transactions through the MFUportal.
SAP FI MMInvoice ProcessingCapitalizationMutual FundsReconciliations
Pursued an MBA in Finance, focusing on financial analysis, credit, and underwriting.
Completed a Bachelor of Commerce degree, building a foundation in commerce and finance.
Profile sourced from Himalayas.