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Prathamesh Jakatdar
Looking for a jobAnalyst
I underwrite residential mortgages, strengthen risk controls, and improve lending operations across UK, US, and Australian portfolios.
IndiaAnalyst at NAB
About
At NAB, I manage home-loan and mortgage account variation requests, reviewing documentation, validating lending data, and assessing affordability, serviceability, and repayment capacity.
Previously at Barclays, I took residential and buy-to-let mortgage applications from submission to offer. I assessed credit, income, assets, collateral, DTI, LTV, AML, and CDD requirements, making independent underwriting decisions while meeting SLA and compliance standards.
At Tata Consultancy Services, I underwrote Conventional mortgage applications and led a team of 15 employees through training, performance oversight, and process improvements. I partnered with processors and advisors to resolve complex cases, improve data accuracy, and support timely closings.
Across nearly a decade in mortgage underwriting, loan processing, collections, and banking customer service, I focus on thorough risk assessment, compliant decisions, and smoother mortgage operations. I'm open to relocating to London for the right opportunity.
Experience
Analyst
Mortgage UnderwritingCredit AssessmentRisk AnalysisComplianceSLA ManagementCustomer Service
Senior Representative
Customer Service
Mortgage Underwriter
Independently underwrote residential and buy-to-let mortgage applications, ensuring full compliance with lending policies, investor guidelines, and risk frameworks. Performed comprehensive assessments of borrower credit history, income, assets, and collateral (the 4Cs) to evaluate eligibility and mitigate risk. Calculated and applied Debt-to-Income (DTI) and Loan-to-Value (LTV) ratios to determine
Specialist Customer Care
Education
Savitribai Phule Pune University
Maharashtra State Board of Technical Education, Mumbai
Nashik Maharastra
University of Pune
Savitribai Phule Pune University
Completed a Bachelor of Commerce with a focus on Cost and Accounting.
University of Pune
Pursued a Bachelor of Commerce with a focus on Accounting from 2011 to 2015.
Pursued a Bachelor of Commerce with a focus on Accounting from 2011 to 2015.