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Branch Credit Manager
Branch Credit Manager at BlackBuck underwriting commercial vehicle loans and verifying customer eligibility.
IndiaBranch Credit Manager at Zinka Logistics Solutions Limited
Handling underwriting of commercial vehicles and verification of customer KYC for three branches in Bangalore. Recommending cases through the credit portal and conducting video physical inspections.
Credit UnderwritingKYC VerificationCredit PortalVideo Physical InspectionLoan SanctioningCollections Follow Ups
Handled pan India underwriting of business loans and loan against property, verifying customer KYC and recommending cases through CRM. Conducted video physical details and calculated GST returns for customers.
Credit AnalysisUnderwritingKYC VerificationCRMGST CalculationsVideo Physical Details
Successfully completed BSc in Computer Science under Bangalore University.
Successfully completed Pre-University under Karnataka P.U. Board.
Successfully completed S.S.L.C under Karnataka Board for Secondary Education.
Managed the credit team for Pan Karnataka, handling KYC checks, loan approvals, and data rectification. Oversaw disbursements, MIS reporting, and customer physical verifications.
Credit ManagementKYC VerificationLoan ApprovalMIS ReportingDisbursementsCustomer Verification
Handled branch credit and operations in Bangalore, preparing CAM and DM reports for loan customers. Managed cash department, loan file checks, and customer physical verifications.
Credit OperationsCAMDM ReportsLoan ProcessingCash ManagementMIS Reporting
Handled credit and operations for used and new vehicle loans, including KYC checks, file processing, and coordination with credit manager and risk head. Prepared MIS reports and verified valuation reports.
Credit OperationsLoan ProcessingKYC VerificationMIS ReportingVehicle LoansValuation Reports
Worked in a BPO as a tele sales executive in a domestic outbound voice process, explaining health insurance plans and selling policies over the phone.
TelesalesOutbound CallingInsurance SalesCommunication Skills
Profile sourced from Himalayas.